TECHNOLOGY & AI ADVISORY FOR SIGNAL BASED DECISIONS
FLTRBNK
There is a lot of noise around technology. Too little of it is measurable. FLTRBNK establishes the baseline, identifies value signals, and provides the tools to act on them.
The assessment
Before you commission diligence, find out what it would probably find.
Five questions. You get a situational read on the asset, the three things worth looking at first, and what would answer them.
01 — The situation
Most technology assessments are loud, not useful.
Every investment case arrives with a story: the platform is modern, the team is strong, the AI opportunity is transformational. The signal underneath is harder to hear.
02 — Approach
Baseline → Potential → Change
01
Baseline
Establish what is technically and operationally true today. Product reality, architecture, engineering capability, AI economics, security and delivery risk.
02
Potential
Identify where technology, product, AI or organisational capability can create significant business results and what is likely to be difficult.
03
Change
Translate the assessment into a practical transformation agenda: strategy, operating model, leadership, architecture decisions and prioritisation.
03 — Services
What FLTRBNK does
Tech Diligence
Establish the technical and organisational baseline before a decision.
- Product and product-market reality
- Technology architecture and resilience
- Engineering capability and delivery
- Technical debt and operational risk
- AI capability and economics
- Security and leadership
Value Creation
Find where technology can materially change the investment outcome.
- Growth constraints caused by technology
- Real AI leverage versus theatre
- Capabilities required by the thesis
- Transformation effort and risk
- Highest-potential interventions
- Roadmap to value
Transformation
Help management turn insight into execution.
- First 100 days
- Technology and product strategy
- Operating model and organisation
- Architecture and platform decisions
- AI strategy and build/buy choices
- Governance and prioritisation
FLTRBNK does not provide financial buy, sell or valuation advice. It establishes what is technically and operationally true so investors and management can make better decisions.
04 — Three ways in
How engagements are shaped
Technical due diligence
Deal teams. Pre-LOI and confirmatory.
2 to 4 weeks
Value creation
Operating partners, across a holding.
Up to 12 months
Transformation
Boards whose day-to-day has swallowed the change agenda.
6 to 9 months
One senior operator, not a pyramid. You get the person who did the work.
05 — Situations
Situational awareness comes from situations.
I do not sell a method. I know the tools and the methods, and I choose the ones your situation needs. That judgement comes from having been in five of them.
Legacy modernisation
Set path for a 25-year-old enterprise product as a cloud-native AI platform, with the organisation rebuilt alongside it.
Hypergrowth scaling
Engineering organisations growing faster than their ability to stay coherent.
Carve-out under transaction pressure
Technical due diligence run from inside the asset, while it was being sold.
Post-merger integration
Acquired teams and acquired code, integrated into a platform that already existed running millions of active users.
Founding
From first line of code to scale, owning product, technology, and unit economics as one system.
06 — Point of view
A few things that tend to be true.
AI is not a strategy.
A roadmap is not delivery capability.
Architecture matters when it changes economics.
Technical debt is not automatically bad debt.
Automation without process optimization rarely creates value.
A transformation with no end date is a hire, not a mandate.
07 — About
Stevan Lazic
Founder, FLTRBNK
FLTRBNK is Stevan Lazic.
Twenty years as an engineering and product leader. Most recently rebuilding a 25-year-old product and the organisation around it into a cloud-native AI platform, then leaving on completion.
Before that, VP of Software Engineering and then CTO at AutoScout24: a multimillion technology budget, 125+ engineers across multiple sites, and technical due diligence through the sale to Hellman & Friedman.
Co-founder and CTO/CPO of a bootstrapped food platform built across Berlin and New York. Transformation mandates at Babbel and AMBOSS. Director of Engineering at Just Eat Takeaway.com and Chegg. And for eight years before that, co-founder and CEO of a boutique software agency, which is where I learned what a small senior team can do for accounts such as Volkswagen, Telekom, Cornelsen and more, that a large one cannot.
FLTRBNK is the consequence of that last transformation. The same playbook and adaptive experience, run for other people's portfolios.
Operating roles
AutoScout24 · Sematell · Forkcast · AMBOSS · Babbel · Takeaway.com · Chegg
Detailed references on request.
08 — Contact
Start with a conversation.
Most engagements begin with a short briefing on the company, the investment thesis and the question that needs answering.